Last updated: 27th May 2026
About this site
This site is provided by Life Moments Limited on behalf of Phoenix Life Limited, trading as Standard Life, for customers of Standard Life and other companies in the Phoenix Group. The aim of the site is to provide information only. If you require advice you must consult a qualified financial adviser.
Intended audience
This site is intended for customers of Standard Life and other companies in the Phoenix Group who are resident in the UK and have registered for online servicing. The information provided on the site reflects this.
The site terms
When using this site the following terms and conditions will apply, so please make sure you have read them before using the site:
- Standard Life’s terms of use for online servicing; and
- Terms of use for the Standard Life app, which can be found on the login page of Standard Life’s app.
By accepting these terms you are also accepting Standard Life’s online servicing and app terms. These terms should be read in conjunction, and together govern your use of the site.
If you have any questions relating to any of the terms, please email us at homebuyerhub@standardlife.com
Licence to use the site
It’s a condition of this licence that you use the site for your personal and non-commercial use only, and that you undertake not to copy, reproduce, adapt or modify the whole or any part of the site in any way.
Information available on the site
The site allows customers to access information and calculators. The information available through the site is for illustration only and cannot be relied on. The site is to provide information only. If you require advice you must consult a qualified financial adviser.
Availability of the site
The site is normally available 24×7, but may be temporarily unavailable or restricted for administrative or other reasons. If this happens we will endeavour to restore availability as quickly as possible. The site is provided “as is” with no representations or warranties being provided as to its functionality.
Changes to the terms
We may make reasonable and appropriate changes to the terms. We will always notify you of any changes that may affect you.
Privacy and cookies
How we use your personal information is set out in our Privacy Policy. How we use cookies is set out in our Cookie Policy.
Governing law
These terms are governed by the laws of the UK country within which you reside, and you and we submit to the non-exclusive jurisdiction of the courts of that UK country.
Site provider details
Phoenix Life Limited, trading as Standard Life, is registered in England and Wales (1016269) at 10 Brindleyplace, Birmingham, B1 2JB.
Phoenix Life Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Life Moments Limited is registered in England and Wales (11509188) at 4th Floor Tuition House, 27/37 St George’s Road, Wimbledon, London, SW19 4EU.